Terms and Conditions

Effective Date: 01/02/2026

Welcome to Ebocify. These Terms and Conditions (“Terms”) govern your use of our website, products, and services. By accessing or using Ebocify, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Company Information

Ebocify (“Company,” “we,” “our,” or “us”) is a digital platform providing educational content and tools focused on debt freedom and financial improvement.

Legal Entity: Ebocify
Registered Address: Bangladesh
Country of Registration: Bangladesh

2. Nature of Services

Ebocify provides access to digital products, including but not limited to:

• Ebooks
• Online courses
• Podcasts
• Templates
• Tools and educational content

All products are delivered digitally and are intended for informational and educational purposes only.

3. Financial Disclaimer

Ebocify does not provide financial, legal, or tax advice.

All content is for educational purposes only and should not be considered professional advice. You should consult with a qualified financial advisor before making any financial decisions.

We do not guarantee any specific financial outcomes or results.

4. User Eligibility

By using our services, you confirm that:

• You are at least 18 years old
• You have the legal capacity to enter into this agreement
• You will use the platform in compliance with all applicable laws

5. Payments and Billing

All payments are processed securely through Paddle, our authorized payment provider.

• Paddle acts as the Merchant of Record for all transactions
• Prices are displayed in applicable currencies
• Taxes (if applicable) are handled by Paddle

By making a purchase, you agree to Paddle’s terms and conditions.

6. Refund Policy

Due to the nature of digital products:

• All sales are generally final
• Refunds may be granted at our sole discretion or as required by law

For refund requests, please contact: support@ebocify.com

7. Intellectual Property

All content available on Ebocify, including but not limited to:

• Text
• Graphics
• Logos
• Digital products

is the property of Ebocify or its content licensors (authors, publishers) and is protected by copyright and intellectual property laws.

You may not:

• Resell, redistribute, or share purchased content
• Modify or reproduce content without permission
• Use content for commercial purposes without authorization

8. Licensed Content and Royalties

Some content on Ebocify is provided by third-party authors or publishers under licensing agreements.

• Ebocify does not claim ownership of third-party content
• Authors and publishers may receive royalties based on sales
• You are granted a limited, non-transferable license for personal use only

9. User Conduct

You agree not to:

• Violate any laws or regulations
• Attempt to hack, disrupt, or damage the platform
• Share or distribute purchased content illegally
• Use the platform for fraudulent purposes

10. Account Responsibility

If you create an account:

• You are responsible for maintaining confidentiality
• You are responsible for all activities under your account
• You must provide accurate information

We reserve the right to suspend or terminate accounts that violate these Terms.

11. Limitation of Liability

To the fullest extent permitted by law:

Ebocify shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of income, profits, or financial outcomes
• Decisions made based on our content

Use of our services is at your own risk.

12. No Guarantees

We do not guarantee:

• Debt elimination results
• Financial success
• Specific outcomes from using our products

Results vary based on individual effort and circumstances.

13. Third-Party Services

Our platform may include links or integrations with third-party services.

We are not responsible for the content, policies, or practices of third-party platforms.

14. Termination

We reserve the right to:

• Suspend or terminate access at any time
• Remove content or users who violate these Terms

15. Changes to Terms

We may update these Terms at any time.

• Changes will be posted on this page
• Continued use of the platform constitutes acceptance of updated Terms

16. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Bangladesh. Any disputes arising from these Terms or your use of Ebocify shall be subject to the exclusive jurisdiction of the courts located in Dhaka, Bangladesh.

17. Contact Information

If you have any questions about these Terms, please contact us:

Email: support@ebocify.com
Website: https://ebocify.com

18. Entire Agreement

These Terms constitute the entire agreement between you and Ebocify regarding your use of our services.

By using Ebocify, you acknowledge that you have read, understood, and agree to these Terms and Conditions.